PNC Bank Personal Loan Reviews

The PNC bank personal loans are highly reviewed on the internet and are one of the best in the market. You will be able to enjoy very competitive rates that are market driven. It is also very easy to apply and get a loan with PNC bank. Many people have been able to get their personal loans with PNC in just a couple of days.

But that is not all, with PNC bank, you can enjoy unsecured personal loans. Not many big banks in the United States offer personal loans of any kind leave alone unsecured personal loans. This is a big plus for those people who have maintained their credit score and want to enjoy getting a loan without any collateral.

To qualify most of the customers that have been given personal loans have had a credit score of 650 and above. This is within reach for people. It doesn’t mean however that you cannot get a personal loan at PNC with less than that.

The repayment periods are also very generous ranging from 6 to 60 months depending on type of loan and amount. However, at PNC you are allowed to customize your loan by choosing the prepayment terms that suit you.

When the prepayment terms are favorable you are able to repay with ease and therefore improve your credit score in the process. It becomes a win-win situation for you and the bank. If for any reason you are unable to make payments on your loan, you get a 15 days grace period after which late repayment fees will be charged. It is best therefore to ensure you always pay on time.

How Long Does It Take To Get A Personal Loan Check From PNC Bank?

The bank has a quick and easy application process for all of their loans. You can apply for the loans online, on the phone or at a bank branch of your choice.

The bank reports that you will have your personal loan check in just 2 days. This is quicker than most other banks who will derail the approval process for long. When you want a bank that offers unsecured personal loans quickly, then PNC bank is the one for you.

PNC Personal Loan Rates

PNC bank personal loans have very competitive rates. However, just like in other banks the rates are dependent on a number of factors including your credit score. If you have a great credit score you will be able to negotiate a good rate because the bank doesn’t view you as a risky borrower.

Also, having a steady source of income also makes it easy for you to get a personal loan at good terms. For a secured loan it is not a must that you have property. You can use bond, life insurance, CD and other such valuables. This is a great option for those who have not acquired a property yet and those that are paying for mortgages.